Insurance Litigation
Insurance disputes can leave individuals and businesses facing unexpected expenses, delayed repairs, and uncertainty about their financial recovery. Gibson Trial Law represents policyholders in disputes involving denied claims, inadequate payments, coverage disagreements, and allegations of improper claims handling.
Insurance Bad Faith
Policyholders rely on insurers to investigate and evaluate claims fairly, but that oes not always happen.
Gibson Trial Law stands in the gap where an insurer unreasonably denied, delayed, or mishandled a claim. We examine the insurer’s investigation, communications, and payment decisions to determine whether its conduct supports a claim for bad faith.
Property Insurance Claims
Damage to a home or other property can create urgent repair needs and substantial financial strain. Gibson Trial Law handles disputes involving property insurance claims arising from storms, hail, wind, fire, water damage, and other losses. We help clients address disagreements over covered damage, repair costs, and the amount owed under their policies.
Commercial Insurance Disputes
Insurance disputes can interrupt business operations and affect a company’s ability to recover from a loss. Gibson Trial Law represents businesses in matters involving commercial property coverage, business interruption claims, and other commercial insurance obligations. We evaluate policy terms and supporting financial records to pursue a resolution that reflects the business’s losses and contractual rights.
Coverage Disputes
Disagreements over policy language can determine whether an insurer will pay a claim or provide a defense. Gibson Trial Law represents clients in disputes involving exclusions, endorsements, policy limits, and other provisions affecting coverage. We analyze the policy and the facts underlying the claim to help clients understand their rights and challenge unsupported coverage decisions.
Prompt Payment Claims
Delays in processing or paying an insurance claim can compound the financial impact of a loss. Gibson Trial Law represents policyholders in disputes involving alleged failures to meet applicable claim-handling and payment deadlines. We review the claim timeline, requested documentation, and insurer communications to assess whether additional remedies may be available.
Unfair Claims Practices
An insurer’s handling of a claim can raise concerns beyond the ultimate payment decision. Gibson Trial Law represents clients in matters involving alleged misrepresentations about coverage, inadequate investigations, and other unfair claims practices. We examine the claim record to identify improper conduct and pursue remedies supported by the facts and applicable law.
Appraisal Disputes
Some insurance policies provide an appraisal process for resolving disagreements over the amount of a loss. Gibson Trial Law assists clients with disputes involving appraisal demands, the selection of appraisers and umpires, and the scope or effect of an appraisal award. We help clients navigate the process and address related issues involving coverage and payment.
Denied and Underpaid Claims
A denial or payment that falls short of a covered loss can leave policyholders responsible for significant out-of-pocket costs. We represent clients challenging claim denials and underpayments, including disputes over damage estimates, depreciation, deductibles, and omitted repairs, and evaluate the insurer’s position and the evidence of loss to pursue the compensation owed under the policy.
Other Practice Areas
Learn more about Gibson Trial Law's other areas of expertise.
Gibson Trial Law represents clients in disputes involving fiduciaries, business partners, trustees, executors, and others accused of abusing positions of trust or failing to fulfill their legal duties.
Gibson Trial Law represents property owners, buyers, sellers, landlords, tenants, and developers in disputes involving real property and the agreements that govern ownership, use, and transfer.
Gibson Trial Law works with clients and referring attorneys to provide trial representation, co-counsel support, and strategic guidance in complex civil litigation.